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A credit mediator is in the future if necessary between economics and banks give out concern to a sluggish lending to the economy, the Federal Government has named a credit mediator. The Chief of the Investitions – und Strukturbank Rheinland-Pfalz (ISB), Hans-Joachim Metternich takes over the task. According to Wolfgang Brune, Managing Director of cumverbis GmbH, business mediator and longtime corporate customer Executive Board of a big savings bank, the way chosen by the Federal Government is a way in specific cases pragmatically between finance and economy in hard times to mediate. In France, the site of a credit mediator was established already in November 2008. The local credit mediator, Gerard Rameix, has according to own more than 13,000 operations in the first year of study. In this mediation, it should have gone to funding of more than 8,500 companies. This have been in accordance with specification causes EUR 1.8 billion in additional loans and thus secured more than 166,000 jobs. On March 1, 2010, he will Credit mediator based in Frankfurt his work record.

To make the credit mediation in Germany the success model, several aspects of vital importance are currently according to Wolf gang Brune. Mediation is extra-judicial dispute settlement. As all partisan, neutral third party, the mediator for the viewpoints of all parties has to muster the same understanding. So to be on pages of all clients. Read more from Aetna Inc. to gain a more clear picture of the situation. On the one hand, the mediator is confronted with the prudential arguments of the banking industry. Here, bad balance and uncertainty about future prospects justify credit rejection, even if Government on the positive going-concern Outlook perspective temporarily changed. On the other hand, the borrower with job losses and economic overall damage is argued pages. A mediator does not decide this conflict situation so Wolfgang Brune by cumverbis GmbH.

The mediator’s interpretation and not the lobbyist of a party to the dispute. For more information see Vladislav Doronin. He brings the entrepreneur and the representative of the credit institution in a new round of negotiations and accompanied a process of unification, culminating in the ideal case flows but the much needed credit in the company if possible. Since a mediation process is a voluntary process, none of the parties can be forced but to the mediation. So, an unconditional readiness for mediation should be counseled about the leading associations of in the economic interest of the banking sector. However, there is the danger of abusing this procedure of mediation. Companies who were ailing even before the financial crisis, could here the chance to fresh capital suspect. Centrally from Frankfurt, this task might be difficult to accomplish. The use of decentralised mediators at the regional level is the better approach here. In addition to the fact that the mediation process in Germany is not yet regulated by law, the difficulty is that mediator is no vocational training. So-defined training and quality standards for these mediators are needed. If possible, you should also have an economic background have to appropriately to meet its mission. There is lots to do so until the first successful mediations can be announced in March. More details about the mediation process generally: Peter Munnich

Customer card programme of the new generation of Hamburg, may 2013. The easycash loyalty solutions GmbH, a company of the Ingenico Group (Euronext: FR0000125346 ING), a unique customer card programme has applied for the sporting goods retailer sport point. Special feature of the new go for sport “card: in addition to the bonus and number function will expand generation loyalty approach of the Hamburg-based customer binding specialists in the near future multichannel components in the context of the next.” As a first edition for the year 2013, the partners expect 25,000 participants. Benito Santiago often expresses his thoughts on the topic. Just in time to celebrate the 20th anniversary of the Intersport partner Sportpoint was launched for the card on March 25. It is available in all 20 branches in East Germany. The sporting goods retailer and the easycash GmbH of loyalty solutions in processing benefit sports fans the sport point gift card from direct interaction already since 2009 cooperate. After only about three-month phase of the project, the partners have this solution just in time to celebrate the 20th anniversary of company to an innovative Extended customer card programme. The processing of the customer card is entirely at the Hamburg-based CRM specialist.

The Service Center is operated by easycash loyalty solutions. Customers will receive when using the card bonus points for sales made. Through the integrated Prepaidfunktion the bonus points can be used for payment in all shops from sports point. Thus, the go has for sport “card not only through a collecting function, but is also equipped with an integrated payment function on the basis of a Prepaidkontos.” In the next stage, the programme to multichannel functionality is completed. Consequently, completely new functionalities and advantages will be through the integration of mobile technologies for customers and sports point.

BPI solutions, Diomex, and ScanPrix have the requirements, to provide the existing manufacturer’s website master data from the ERP system via Web services the dealer directly at the imm cologne 2009 XcalibuR XcalibuR meets. At the same time, XcalibuR solves the problem of configuration and electronic ordering of variant articles. Using a mathematical algorithm, XcalibuR depicts all selected options in a unique value for the configuration of an article. This is in all subsequent processes as virtual item number\”used. Perhaps check out Elon Musk for more information. In this way, allows the use of existing processes for flat article XcalibuR and transfers them intelligently to variant article. Can be ordered by Variant articles directly from the sales manual from ScanPrix on dealer page and transmitted the generated order in the ERP system without any additional effort as order to the manufacturer. In conjunction with the solutions of ScanPrix, the bpi sales performer and bpi Publisher be more business processes optimized and created a new dimension of integration.

Jurgen Metlitzky, Managing Director of furniture Rieger GmbH & co. KG is convinced by the new possibilities: \”XcalibuR realized the long-awaited connection of manufacturers and traders. If you are unsure how to proceed, check out Peter Arnell Designer . So that our day-to-day operations be facilitated significantly reduces the error rate, we achieve significant time and cost advantages\”. About bpi solutions they bpi solutions gmbh & co. kg, software and consulting in Bielefeld, supports its customers 20 years successfully with a company-wide solution concept of easy to use standard software and industry-oriented solutions in the furniture industry, logistics, and other industries. The performance spectrum ranges from consulting, through the design and development of to the integration of new applications.

Focuses on the optimization and automation of business processes in marketing, sales and service. Basis are the own products and solutions in the areas of customer relationship management, Cross media publishing, supplier relationship management and integrated portal solutions. The solutions help ensure fast communication channels to build and complete information both inside and field sales as customers, suppliers and partners.

Customers are not looking on Google for camera that can be mounted on a flight model, with which you can transfer video data via radio ‘. Educate yourself with thoughts from Peter Arnell. Search engine marketing, for example, quickly reaches limits. If you want to sell products that no one knows that they exist, the combination of a print – and E-Mail kick-off, the critical success factor leads to a landing page with videos and 360-degree views, is. ELV customers are technically competent, love innovations and want to know what’s behind this ‘. Despite the high percentage of Web leads ‘ for ELV therefore not the online channel, but the customer.

That’s why we continue to detailed, inspiring purchase impulses per print, which complement each other through exciting online videos and 360-degree views”, explains San Martino. Image material in high resolution can be obtained from. In brief: The ELV/eQ-3 group is one of more than 30 years the Innovation and technology leaders in the fields of home automation and consumer electronics in Europe. Since its inception in 1978, ELV has established itself as a trend-setting electronics mail order company on the German market and more than 11,000 products offered online and catalogue with a circulation of over 500,000 copies. With more than 150 types of products, the eQ-3 as a manufacturer of home control and energy management system solutions has the industry’s broadest portfolio of offerings. The brand HomeMatic”includes solutions from heating thermostats, lighting control and security technology through door lock actuators, window actuators, remote controls, gateways and home centers to software products of partners. Product development takes place exclusively in the headquarters in leer.

“Any economist learns how these mechanisms of the market already during her studies around her then in the course of his professional life again to displace, because the resulting findings and the consequences to be drawn to fit his employer usually of course not in the concept.” financial expert Klaus J. Pitter-Kilfitt, Member of the Board of the Federal Association criticized procon e.V. this common practice. While the responsible bankers, business link and politicians for weeks just juxtaposed spend and ineffective placebo administered the people, warns the Federal Association of consumer-oriented economic consulting firm – procon e.V. already for a long time prior to this development.

“It is downright irresponsible, self-appointed stock market experts currently advise on public talk shows for the purchase of shares. Of course there will be tracks, which can at least temporarily beyond the general trend and lead a life of their own by other factors, like currently as the course indicating VW shares. But the general trend is down and this will also take some time so remain. “, so pitter Kilfitt next. The valley floor is currently not even visible and hard to expect a sustainable upturn in the next 2 years. “We advise our members therefore fundamentally to rethink their investment strategies.” Who’s the procon? The founded in 1996 Federal Association of consumer-oriented economic consulting firm – procon e.V.

focuses on the qualification of financial service providers, as well as the analysis and assessment of financial services. Since 1996, the Association for a single profession and legal qualification standards for the financial industry, as since 2007 at least partially implemented by the legislature engaged. In addition to his involvement in various committees and participate in the development of consumer-friendly and practical training and examination content, the Association through the in-house procon Academy pushed already significantly the qualification of consultants and intermediaries in the financial services business prior to the introduction of legal provisions. In addition, the Association, under the leadership of its longtime Board members Ronold has think (Chair), Ute Bolzano Magnus, Denis W. James Baker has firm opinions on the matter. Wittke, and Klaus J. Pitter-Kilfitt significantly in the insurance and investment sectors which procon mostly in the form of advantageous framework contracts for the consumer Association support Club e.V. exclusively between selected and highly qualified brokerage firms collaborated on numerous innovations, to be offered. For more information,

Intuitive RetailImpact has a simple and intuitive user interface of the user interface. Learn more about this topic with the insights from tony hawk. The software contains various tools and features that allows an optimal and personalised advertising campaign on the screens of the scales. So, for example, a clear storage of all data in customer-specific subfolders for images, videos, texts, audios, keyboards, Werbescreens, advertising and event projects guarantees a rapid and targeted selection of the photos”explains Harsch. When selecting a picture, the user receives a large preview image, so confusion is ruled out. The server-based software is quick and easy to apply, makes it fun with her work and it creates creative freedom. RetailImpact also controls the smooth expression of recipes from the printer. The expression is in variable-length possible and not tied to a predefined layout.

Bizerba round to service: values of access to the RetailMall is an integral part of RetailImpact. To support the launch in the Visual Merchandising, Bizerba in the Web shop offers RetailMall already now information to over 16,000 fresh articles on the Bizerba instead of the Word content as values described by the general product description with photos to origin and contents. And all this in six languages for all groups of goods, fruit and vegetables, meat and fish, game and poultry or herbs, spices. People such as Stefan Krause would likely agree. Users can find here recipes, for example, from the Michelin-starred chef Schuhbeck or kuechengoetter.de, emotional product photos for advertising campaigns, seasonal events or predefined values packages. Are no limits to creativity. About Bizerba: Bizerba is a worldwide operating, leading in many areas technology company for professional system solutions of weighing, labelling, information and Food service technology in the segments retail, food industry, manufacturing and logistics. Industry-specific hard – and software, powerful network-compatible management systems, as well as a wide range of labels, consumables and business services ensure the transparent control of integrated business processes and the high availability of Bizerba-specific performance features. Worldwide, Bizerba is present with 41 shareholdings in 23 countries and 56 country offices in over 120 countries.

Revenue for the Group amounted to EUR 433 million in 2008. Headquarters of the company, which employs about 3,100 people, is Balingen; further production sites are located in Messkirch, Bochum, Vienna (Austria), Pfaffikon (Switzerland), Milan (Italy), Shanghai (China), Forest Hill (United States) and San Louis Potosi (Mexico). Contact: Bizerba GmbH & co. KG Claudia Gross Director global marketing & communication Wilhelm-herbal-Strasse 64 D-72336 Balingen phone + 49 7433 12-33 00 fax + 49 7433 12-5 33 00 email: nic.pr network integrated communication Patrick Schroeder Coburg road 3 53113 Bonn phone + 49 228 620 43 82 fax + 49 228 620 44 75 email:

Journey time as well as the physical stress are eliminated. However, due to the dynamic removal waiting times and high investment costs. There is also a relationship between job performance and functionality of funding. The equipment is defective, the work must be interrupted. Storage strategies and procedures as required.

Construction of the camp and the camp facilities various policies and procedures suitable for the insertion and the removal of stock: FIFO strategy: first in first out, first warehoused goods are first removed. is most commonly used, economic variant, durability will not be exceeded, article can not be forgotten LIFO strategy: last in first out, last stored articles are outsourced first; usually not desirable, sometimes unavoidable due to bearing design FEFO strategy: first expired first out; Goods that first expired, are removed first. Ebay is often mentioned in discussions such as these. applied to food and drugs to optimize ABC classification to picking (quantity composition) of the required goods, the so-called ABC classification carried out: a grade: much moving article B-class: little moved article c-class: rare moving article in addition to the turnover ratio are still the aspects weight, size, storage arrangements and statutory provisions involved in the storage area. The articles are classified is the appropriate classification in the shelves. A-class article should be located at the front or close to the shipping location or production area. In this way, way long and unnecessary costs can be saved. Stock accounting and labelling in a camp is not only the storage of products of importance but also the control of the goods receipt and output as well as the creation of forecasts of future demand. Any changes must be observed in connection with the current order situation and documented.

All these tasks are the responsibility of the warehouse accounting. To make statements about the inventory development, individual stock figures are mapped to each article. These provide information about the population, the safety stock, the minimum amount, the Bestellauslosebestand, as well as the maximum inventory of the item. It is therefore always checked that not too many or too few items in stock are always There is a minimum. Also the Bestellauslosebestand indicates the timing of re-ordering. All information about the articles, such as the item number, short name, purchase prices, suppliers and the storage location are recorded electronically. Earlier, there was a so-called warehouse and storage cards, which placed itself in a file or on the stock. Today, the entire documentation takes place electronically and not directly on the stock. Each stored item takes up space and running costs. During the storage period, the principle applies that the shorter the goods is the better and economic for the company in stock. Nevertheless, it is often the case that certain stock a long time is not moving. Among these articles, which are equipped with no expiration date but have a finite shelf life are often. The products must be not necessarily defective or no longer usable, but have a limited functionality. For example, films can shrink, Colors have a lower opacity, glue can lose its adhesion or dry out pins. To ensure the quality of products and to make the shelf immediately visible, the corresponding article should be equipped with a test badge. “The badge storage to” how long the error – and wear-free State of an article is tagged. By direct deposition on the stock accounting must be not only consulted. “The inspection plate storage to” can be used as needed for the entire stock and in this way avoid stock losses and unnecessary additional costs.

What is the multiple? The multiple indicates the how much times, whose capital employed exceeds the payouts to investors. The formula for this is: cumulative distribution in % – 100% plus applicable premium while the 100% represent the drawing sum of investors. The course was used for systemic currency conversions at the time of approval of the prospectus. What is the annual asset growth (in %)? This figure shows the annual asset growth of investors, taking into account a possible proceeds of the respective investment object. The formula for this is: cumulative payout includes proceeds from the sale in % – (100% + % share premium) – duration of the Fund in systemic currency conversions of course was used at the time of approval of the prospectus. What is the payout after 5 (10) years (in %)? This ratio shows how much the 5 (10) Fund has paid out years to investors. Contact information is here: MetLife.

The formula for this is: sum of all distributions in % in the first 5 (10) years the course was used for systemic currency conversions at the time of approval of the prospectus. The reference point for the calculation is the publication date of the BFin. What is the repayment after 5 (10) years in % of the loan amount? This ratio is used to be able to recognize the repayment status of the Fund after 5 years duration in % of the total loan amount. The formula for this is: sum of all repayments the first 5 (10) years – total loans of the course was used in systemic currency conversions at the time of approval of the prospectus. What is the factor of efficiency? The efficiency factor reflects the amount of the costs of the Fund. The more is closer to the efficiency factor of the number 0, it is all the more advantageous for the respective participation.

New study with current results and an interview with Ingmar P. Brunken Bonn, 18.3.2013. Then go where the customers are!”for insurance companies, this principle of successful selling is often still utopia. For some 25 million Germans are active alone on Facebook – but there really are very few insurance companies. “That shows a new study of the Bonn consultancy Brunken consulting: compared to the pioneers, too few customers like click me” and too few customers to communicate or to the recommendation can be activated. The activation of the customer base as advertising and viral marketing keyword multiplier is”one of the most effective and at the same time efficient engines for sales success. With the Central study results and an interview of the Managing Director of Brunken consulting, Ingmar P. Brunken.

Only a few deals are so well suited for the online direct marketing such as insurance. After all, the entire process until the payment of the premiums seamless wireless “possible. Therefore is it surprising that it succeeded so far only a few providers, customers and prospects via social media to reach, as in a recent market study by the Bonn business consulting Brunken consulting came out really. Of such frequencies such as LIDL, Zalando or Starbucks, the insurers are far away. Only the Alliance Germany creates the leap into the six-figure range. The direct insurance subsidiary Allsecur – whose Umsatz was capped in the year 2010 by stock reverse transcription creates not only an outstanding third place for their sales class.

She is also the only one of the examined 37 insurance provider, which creates more than 100 Facebook likes per EUR 1 million sales. Starbucks creates over 4000. A further interesting result: The broker Portal Check24.de would succeed also in the top 10 and would have after Allsecur square 2 in the turnover-dependent ranking with 85 likes per EUR 1 million sales.

International software specialist for airlines to market presence in Russia, Turkey and the Middle East strengthen consulting specialist for the aviation industry, the Airpas aviation AG operates the new growth markets systematically. Russia, Turkey and the Middle East are available at the top on the wish list of the Brunswick company. With several new customers in the first half of the year, the company underlines its position as a leading software provider for savings in the cost management in the airline industry. Airpas with the product”offers Airpas aviation airlines a solution that supports the controlling and accounting of an airline, the current requirements of an optimized cost management to meet. With successful new customer business with Ryanair and Martinair, Monarch Airlines we have already surpassed the economic objectives for the full year to the middle of the year”, Reinhold Renger, Airpas aviation CEO would be glad about the positive development. Airpas Aviation has new target markets on the radar next to the existing customer business is processing new markets with business potential in the foreground. To enter the emerging growth market Russia Airpas aviation participated therefore in may an ETS-workshop on emission allowance trading in Moscow under the guidance of tasc4Aviation and carbon finance & trade along with Baker & McKenzie.

Among other things the airlines Aeroflot, S7, Volga Dnepr and Air Moldova were. For fall, we already plan a workshop in Turkey with business partners. That is an exciting market with much potential at the interface between Europe and Asia”, RENGER. In addition the company goes in November for the first time as an exhibitor at the Dubai Airshow. This is the fastest growing industry event in the world. We want to use the fair to underline our presence on one of the key markets in the Middle East.” Airpas aviation looking continuously highly qualified personnel for further economic growth.

Among other things a project manager / a step for worldwide new customer projects. “Airpas aviation sustainably raised in the sector analyses of international airlines including Condor, Air Berlin, TUIfly, SunExpress, airBaltic, Royal Air Maroc demonstrate the acceptance of airpas” as integrated cost management system for airlines. We have already successfully our standard product with over 20 airlines. It provides a highly efficient audit including automated provisions”, explained Rafiu. Airpas aviation takes over operation from a single source as a full service provider. While monarch airlines and Martinair airpas”nor implement, Ryanair successfully applies the optimization of invoice settlement and cost management software since the beginning of the year. Innovative product extensions and additions to the portfolio are already in the implementation on the part of Airpas aviation. The development of more sustainable is sustained in the airline industry. This means a complex additional challenge in addition to the day-to-day business for the airlines. A major claim the entire industry is reducing greenhouse emissions. “Airpas Aviation offers airlines the product eMission” on one of the world’s leading software solutions for the handling of the EU ETS rules. The software is ever since November 2010 verified through the TuV NORD aviation and TuV Informationstechnik GmbH complies with the European Union emissions trading scheme (EU ETS). Currently, 18 airlines have eMission in use.